Year: 2010

Happy where I live?

Three and a half years ago, my husband and I decided to buy a property… He is into economics (as a hobby) and so we were aware of a more than cloudy horizon ahead of us, which meant that our normally carefulness with moneys turned even more so. In Britain there is something called stamp duty and it basically is a benchmark to identify the level of contribution you must make to the government at the time of purchasing a property . To cut the story short, if you exceed the limit of a band, you automatically pass to the next one up, which means that you feel even poorer … It is such a draw back that many agents pay it for you as an incentive to purchase one of their homes… Anyway, moving on, as I was explaining, my husband particularly was convinced that the crash was going to happen even earlier than the end of our first “first fixed term” on the mortgage, which meant that before Xmas 2008, we would have to re-evaluated the value …

I had to write about this!

My company, like many others in these times, have been going through more difficult decisions that they have either gone through in the last 10 years or they ever wanted to go through in the first place. Decisions like letting some of the loveliest people around go, because it was physically impossible for all to survive together. Or like having to let out part of the office premises to create some cash flow. When the recession begun to appear real to all, when the BBC kept on reporting about the same old same news, many of us just wanted to say: yes, we know. You could not have expected that things could ever be going so well for more than a decade (if only)! But instead, the situation overwhelmed us. The realisation that beyond the work we had done, beyond our own restrictions on expenditure, beyond our credit card regular payments and our suitable size mortgages, the wrong decisions and actions of others´ would always have a dramatic impact in our own. This, for me, was specially hurtful, as I have never liked …